If you’ve sustained an injury in the workplace, a Workers’ Compensation Lawyer may be able to help you find financial relief. It’s all too common that work injuries negatively affect Georgia workers’ quality of life and ability to earn a living. You may be able to get financial support for your medical expenses, physical therapy, and even prescriptions are taken care of.
The process of getting compensation for work injuries isn’t as straightforward as it should be, which is why many workers struggle with it. One of the best ways to pursue the compensation you’re entitled to is to hire a workers’ compensation lawyer in Gainesville, GA.
What is Workers’ Compensation?
Workers’ compensation is a collection of benefits you may be entitled to as a worker in the case of an injury in the workplace. This assortment of benefits exists so that injured workers get the medical treatment they require as well as a wage benefit while they’re unable to work.
Employers and the insurance companies in charge of worker compensation payouts very often try to skirt the rules and avoid paying. So, if you’ve sustained an injury in the workplace and are having difficulty securing your workers’ compensation benefits, you should seek an experienced attorney by searching “workers comp lawyers near me.” We recommend looking for a local attorney who has many years of experience with workers' compensation, such as those at SWS Accident & Injury Lawyers.
Am I Eligible for Workers’ Compensation?
Before you begin the workers’ compensation process, we recommend consulting with a workers’ comp lawyer to see if you’re eligible. In the following section, we will discuss some of the eligibility requirements you need to meet to receive workers’ compensation in Gainesville, GA.
- Be an Employee - The first condition is that you are an employee. Without this condition, you may not be eligible to receive workers’ compensation benefits in Gainesville. That is why it’s essential that you ensure everything is above board in regard to your employment.
- Work at a Company With Workers’ Compensation Insurance - All Gainesville workers' compensation lawyers will tell you that employers with more than 3 employees have to provide workers’ compensation. This has been included in the Official Code of Georgia Annotated § 34-9-2, which means that it is part of Georgian law, and any employer who avoids it is breaking the law. Companies with fewer than three employees are not required by law to have workers’ comp insurance, so it may be best to ask if they do.
- Sustain an Injury in the Workplace - To be eligible for workers’ compensation, you need to sustain an injury in the workplace, and it must be documented and reported within 30 days of the injury. Usually, the injury must be serious enough to prevent you from working or put you on light duty.
Benefits of Workers’ Compensation in Georgia
Workers’ compensation is one of the most useful worker-protection programs that helps injured workers. Aside from providing you with financial compensation, workers’ comp in Gainesville, GA, provides you with several other benefits, including:
- Medical treatment: If your injury requires medical treatment, such as X-rays and MRI scans, surgery, hospital stays, or other treatments, workers’ compensation could cover those expenses.
- Physical therapy: After your medical treatments, you may have to undergo physical therapy to regain full function and mobility.
- Prescriptions: Along with the injury, you may be dealing with pain that makes you unable to function, which is where prescription medication comes in. It is a part of your treatment, so workers’ compensation may cover it as well.
- Travel expenses: You will likely have to travel to and from the hospital for your original medical treatment, as well as to and from PT for your recovery afterward. Workers’ compensation benefits may cover those travel expenses.
The Process to Get Workers’ Compensation in Gainesville, GA
The process of claiming your rightful workers’ compensation in Gainesville involves several steps that you have to take quickly and correctly, or you risk getting your workers’ comp claim denied.
- Report the Injury to Your Employer - You need to report the injury you sustained in the workplace to your employer as soon as possible. You need to make this report within 30 days of the injury or risk having your claim denied. The report needs to contain details about when and how the accident caused the injury, and any symptoms you may be experiencing.
- Seek Medical Treatment - The second step requires you to seek medical treatment from a certified physician. You can’t just go to your doctor, even if you already have an established history. Instead, you need to visit a doctor approved by your employer’s insurance company. Once you seek medical treatment, you must follow all of the doctor’s instructions.
- File a Claim to the Georgia State Board of Workers’ Compensation - The last step is the simplest. You or your workers’ comp attorney needs to fill out a WC-14 form, which is a claim for workers’ compensation, and file it with the Georgia State Board of Workers’ Compensation. Aside from filing it with the GSBWC, you or your lawyer must deliver copies of the form to your employer and the employer’s insurance company.
What is the Deadline to Get Workers’ Compensation?
When it comes to workers’ compensation, you need to be aware of an important deadline – you have exactly 30 days to report your work injury to your employer. If you fail to do so, your claim will most likely be denied.
What if my Worker’s Compensation Claim Was Denied?
If your workers’ compensation claim is denied, you have the right to request a reason for the denial and appeal that decision. Insurance companies in Gainesville, GA, deny requests for all sorts of reasons, but you should always keep in mind that while the insurance company may have denied you, that doesn’t mean you don’t have the right to compensation. If you’re facing a denial, don’t give up! Appeals are a typical part of the process, and an attorney may be able to help you on the journey to getting the benefits you deserve.
How To Protect Your Rights After a Workplace Injury
Protecting your rights after a workplace injury in Gainesville is paramount to pursuing the workers' comp benefits to which you’re entitled. There are several steps that you should take to give yourself the best possible chance at securing compensation:
- Report the Injury on Time - The first and most crucial step you need to take is reporting your injury in a timely manner. While you have a deadline of 30 days, the quicker you report your workplace injury, the better your chances of receiving workers’ compensation. Aside from reporting quickly, you need to make sure to include all of the information that backs up your claim.
That includes the exact time of the accident, what exactly led to the accident, and all of the symptoms you are experiencing as a result. If you have witnesses or camera recordings to back up your claim, then you are in an even better position, though that is not a mandatory requirement.
- Adhere to the Doctor’s Orders - Seek medical treatment from a doctor approved by the insurance company in Gainesville, and make sure to adhere to his or her orders exactly as they give them. Skipping a step in your treatment can result in having your claim denied by the insurance company as you refused to follow instructions.
- Have Proof of All Communication - Reporting your injury verbally is a sound choice, but it is always best to have proof in writing. The best way to go about this is to send an email to your employer detailing the injury and the event that led to the injury. If email is not an option, you can opt for an SMS message, which cannot be erased from the carrier’s records.
- Be Mindful of Surveillance and Social Media - While you have an open workers’ compensation case in Georgia, know that you may be legally surveilled outside of your home and on social media. Your actions and abilities should align with your injury claim. If you’re acting outside of the parameters of your doctor’s orders (e.g. you lift 30 pounds when your physician says you should only lift 10 pounds), this could jeopardize your workers’ comp case.
Speak to a Work Injury Lawyer in Gainesville, GA
Have questions? You should consult with a dedicated workers’ compensation lawyer today. Our attorneys at SWS Accident & Injury Lawyers are ready to answer your questions, see if you are eligible for benefits, and guide you through your case. We offer free consultations in Gainesville, GA, and surrounding areas. Connect with us today for compassionate support.